A simpler way to manage your personal finances.
Whether you are paying off debt or navigating an irregular income, find the guidance and tools you need to organize your money, stay on track, and move forward with confidence.
How Couples Split Bills Fairly When They Earn Different Incomes
Free tools
50/30/20 Budget Calculator
Enter your take-home pay and see how much to spend on needs, wants, and savings each month.
Biweekly Paycheck Calculator
Paid every two weeks? See your typical two-paycheck month, your two three-paycheck months, and a steady average to budget against.
Weekly Paycheck Calculator
Paid every week? See your typical four-paycheck month, your four five-paycheck months, and a steady average to budget against.
Semi-Monthly Paycheck Calculator
Paid twice a month on fixed dates? See your monthly and annual income from 24 paychecks, and how it differs from biweekly pay.
Bill Split Calculator
Enter both take-home incomes and your shared bills to compare a 50/50 split with a fair split weighted by income.
Bill Split Calculator for Groups
Enter a total bill, the number of people, and tax and tip to see exactly what each person owes.
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Spreadsheets
Budget Spreadsheet
Track your income and daily expenses with real-time progress indicators that show exactly where you stand each month. Works with Google Sheets and Microsoft Excel.
Couples Budget Spreadsheet
Split bills, track shared and personal expenses, and manage savings together. Built for two incomes, one shared financial picture.
Debt Payoff Tracker
See your total debt, log payments, and watch your balances drop month by month with clear visual progress. Track credit cards, loans, and any other debt.
Savings Goals Tracker
Set multiple savings goals, track contributions, and watch your progress toward each one. Perfect for emergency funds, sinking funds, and any savings target.
Net Worth Tracker
Track your assets, liabilities, and overall net worth over time. See your full financial picture in one place and watch your wealth grow month by month.
Credit Card Tracker
Track credit card balances, payments, and utilization across all your cards. Stay on top of due dates and keep your credit utilization in check.
I spent years frustrated by complicated budgeting apps that didn't fit my life. After six years of refining my own spreadsheet systems, I realized that clarity comes from simplicity, not extra features. I combined my background in UX design with my passion for personal finance to build the tools I wish I had from the start.
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